October 2008
44 posts
New York Fed study on risk in new electronic... →
Really good look at the economics of risk in payments, and some practical mitigation strategies.
0809brau.pdf
Finextra: FSTC completes first phase of m-payments... →
Some flexible, secure standards in mobile payments wil surely help raise adoption in the US.
September 2008
24 posts
The Financial Brand » Blog Archive » WaMu: “Whoo... →
Really good WaMu/Chase advert.
“Warren Buffett has said, “you should get greedy when others are fearful...”
– Greg Mankiw’s Blog: Hold on to your seats
So true, so true.
Firethorn Announces Reseller Relationship with... →
This is a big step in bringing mobile banking capabilities to a large number of smaller institutions. Hopefully consumers will try, and like, mobile banking functionality.
Weighing Wells' Alternatives as Top Competitors... →
Wells has some interesting options - they have shown great restraint, and I imagine could still do well as a “big small bank” (sub req)
Javelin Strategy and Research » Got Your Back:... →
Some interesting notes on what commercial clients are looking for from their banks.
Why New Financial Technology Remains Important... →
I totally agree with this assessment - sometimes the best time to be disruptive is when the whole market is already disrupted. No one is “fat and happy” when there is so much turmoil, and everyone needs to get out of the box and try new things.
Citigroup buys Wachovia bank biz for $2.2B - Sep.... →
This is big news. The state of financial services is certainly changing with both WaMu and Wachovia being bought out.
Innovation at RBC →
It is awesome to see a financial institution making this sort of commitment to innovation:
“The RBC Innovation Council is comprised of senior leaders from across the enterprise and is responsible for supporting and promoting innovative initiatives at RBC. The Council meets regularly to set strategy and review progress on innovation goals for each group.”
CU Tomorrow : Filene Research Institute →
Item #2 here is especially interesting.
1 tag
Finextra: RBC trials SMS payments service →
Interesting bit here that RBC is using SMS as the communications channel and the recipient’s phone number as the identifier. Don’t loose your phone!
Visa Ups the Ante in Mobile Transfers - 09.26.2008... →
Very good look at Visa’s mobile money transfer program as well as some of the other mobile payments initiatives in the market today.
OTS Fact Sheet on WaMu →
Good description of what happened and why with WaMu.
Changes in banking →
An interesting view of the changes in the banking industry over the past year.
Experian launches universal ID check | IT PRO →
Javelin Strategy and Research " Javelin Strategy &... →
CUNA News Now: Survey: What consumers want from... →
A few stats on what consumers are looking for in financial services.
Payments News: 41st Parameter Introduces FraudNet... →
Online Banking Report Looks at New Security... →
Official Google Blog: The future of mobile →
I think Google is so right - mobile data is going to change a lot of things, and we have only seen the beginning.
Most prevalent consumer device - mobile | Google... →
These are some great ideas for using mobile in financial services.
Fraud, Phishing and Financial Misdeeds: Are Street... →
Fraud continues to become more sophisticated. This article doesn’t provide much detail, but it seems clear gangs and organized crime are continuing to use sohpisticated fraud and money laundering in their operations.
Marginal Revolution: Did the Gramm-Leach-Bliley... →
This Cowen post has some great links, and an even better point.